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Premier Banking at Capstone is designed to provide a one-stop solution for business owners, executives and professionals whose financial needs require a high level of personal service. Whether you’re interested in treasury management solutions for your business, a home equity line of credit or flexible savings and investment options, the Premier Banking team at Capstone can provide you with expert guidance and direction.

Credit

From personal lines to yacht loans, we have the credit options you need.

Personal & Business Lending

Cash-management solutions are available for personal and business accounts. We can provide a variety of commercial lending options for small law firms, medical practices, and CPA firms, both new and established.

Deposits

Daily money management and deposit solutions with the attention you deserve.

  • Checking
  • Savings
  • Money Market Accounts
  • Certificates of Deposit
  • Online Banking and Bill Pay
  • Mobile Deposit

Mortgage Solutions

As a valued Premier Banking client, we understand you have unique mortgage needs. Whether you’re building your dream home, adding on to your current home, refinancing, or purchasing a vacation home, our team works together with Capstone Bank’s Mortgage Department to craft a financing package just for you.

  • Construction Loans: Building or renovating, we can assist you from lot purchase, plans and specs, to your permanent mortgage.
  • Traditional and Jumbo Mortgages: Flexible terms and competitive rates on traditional and jumbo mortgages for primary and secondary residences.
  • Portfolio Mortgages: Loans are available for properties or scenarios that do not conform to the underwriting guidelines set by the secondary market investors.
  • Home Equity Lines of Credit: Access the equity in your home for your dream vacation, home improvements, tuition, or life’s unexpected challenges.

Small Business

You don’t need a different bank or a different banker for your small business needs. Premier Banking can address all your daily business banking needs with business checking, savings, lines of credit, credit cards, merchant services, and more.