Commercial Lending

Having access to sufficient capital when you need it is crucial to the growth of your business. Capstone Bank offers a wide variety of loan types to meet these critical needs. Come speak with one of our relationship officers today to discuss which type of loan will best serve your company's needs. Our relationship officers will work with you to provide both the flexibility and terms to meet your unique requirements.

Lines of Credit—flexible credit lines provide access to cash when you need it

Term Loans— finance major expenses and make fixed, monthly payments for easy budgeting

Standby Letters of Credit— establish solid relationships with new partners or suppliers

Construction Loans—worry-free financing for manufacturing facilities, warehouses, office space and many other projects.

Special Features

  • Residential and commercial development projects.
  • Construction Loans; new construction or renovation.
  • Owner occupied financing for purchase or expansion.
  • Investment real estate financing.
  • Church financing.
  • Retail and office complex financing.
  • Fixed or variable interest rates.
  • Flexible repayment terms.

Subject to Credit Approval

Special Features

  • Machinery and equipment financing.
  • Automobile and truck financing.
  • Fleet vehicle financing.
  • Business acquisition financing.
  • Watercraft and Aircraft financing.
  • Raw materials and supplies.

Subject to Credit Approval

Special Features

  • Corporate Lines of Credit.
  • Working capital and business lines of credit.
  • Secured by receivables, inventory, machinery and equipment.
  • Flexible repayment term and collateral reporting.

Subject to Credit Approval

Send us an email or give us a call to hear about our competitive rates, friendly terms, and personal service!