Capstone Bank Checking makes your financial life simpler.

We offer unique and flexible methods to banking. All of our Personal Checking products have been designed with your needs in mind. Find out which account is best suited for your lifestyle and banking needs. 

Capstone Free

How does FREE checking sound to you? Pretty good, huh? Does it make you feel better to know that with Free Checking, you still get all the personal services that we offer to all of our customers? Sometimes, it can feel like your bank is just there to collect fees and send you notices, but at Capstone Bank, we strive for customer service and personal relationships.  We want to be a part of your financial success, and we are pleased and happy to be able to play our role.

  • Free Checking
  • Free ATMs Nationwide
  • Free Automated Telephone Service
  • Free Online Banking/Free Bill Pay
  • Free first order of Capstone Bank Logo Checks
  • Free Direct Deposit
  • Free Notary Services
  • Free ATM/Debit Card

Capstone Elite

Are over 60 years old?  If so, and you would like an account designed for easy access and convenient ways to manage your money, the Elite Account is for you.

  • Must be 60+ years old
  • Must maintain Direct Deposit
  • Free ATMs Nationwide
  • Free Automated Telephone Service
  • Free Online Banking/Free Bill Pay
  • Free first order of Capstone Bank Logo Checks
  • Free Notary Services
  • Free ATM/Debit Card
  • One Free Cashier's Check per month

Capstone Plus

Would you like to earn interest on your checking account and also receive accommodating services with discounts on other Capstone Bank services? Take a look at the Capstone Plus account.

  • Minimum daily collected balance to waive service charge
  • Interest Bearing Account
  • Free ATMs Nationwide
  • Free Automated Telephone Service
  • Free Online Banking/Free Bill Pay
  • Free first order of Capstone Bank Logo Checks
  • Free Direct Deposit
  • Free Notary Services
  • 25% Safe Deposit Box Rental Discount (w/ auto pay)

Capstone Summit

Are you interested in a checking account that pays the best interest rates, accommodating services with individual attention, and discounts with other Capstone Bank services? Do you have the tendency to keep a higher balance but want the flexibility of a checking account rather than a Money Market account? The Capstone Summit account may be the account for you.

  • Minimum daily collected balance to waive service charge
  • Interest Bearing Account
  • Free ATMs Nationwide
  • Free Automated Telephone Service
  • Free Online Banking/Free Bill Pay
  • Free first order of Capstone Bank Logo Checks
  • Free Direct Deposit
  • Free Notary Services
  • 50% Safe Deposit Box Rental Discount (w/ auto pay)

Click here to see minimum balance requirements and terms.